The use of the site is subject to the following terms of use (hereinafter referred to as the \"terms\"), which govern, among other things, the content and operation of the site, as well as the authorized use you may make of it. Please do not access the site if you do not fully accept these terms, without limitation or reservation.
By accessing the site, you agree to the conditions set forth below and agree to be bound by the provisions of these conditions.
Please note that we may modify the terms of use at any time and without prior notice. In this regard, you agree to be bound by these modifications. Therefore, we suggest that you regularly review the terms.
You declare that you have reached the age of majority in your state or province of residence, or that you have reached the age of majority in your state or province of residence and have obtained consent for a minor under your legal guardianship to use this site. You affirm that you are legally competent to enter into a contract and that you are using this site in accordance with all the present conditions. You agree to bear all expenses incurred in connection with the use of the site (as well as those incurred by others using your account). You also declare that all information provided by you in the course of using the site is truthful and accurate.
It is your responsibility to ensure that you have legal access to the site and that the materials available on or through it are lawful in each territory where you access the site or its contents, or view them.
If you decide to subscribe to services or features on the site that require a subscription, you agree to provide accurate and up-to-date information about yourself as required by the relevant registration or subscription process, and to ensure their accuracy by making necessary updates as soon as possible. You agree to maintain the confidentiality of all passwords or other account identifiers you have chosen or been assigned during registration or subscription and take responsibility for all activities related to the use of these passwords or accounts. Additionally, you agree to promptly notify us of any unauthorized use of your password or member account. We cannot be held responsible, directly or indirectly, for any losses or damages of any kind arising from your failure to comply with this provision or related to such failure.
You acknowledge that we may, at our sole and absolute discretion, without notice, suspend, cancel, or terminate your account, or your use or access to the site or any of its services, and remove and delete any information or content related to the site or any offered services (and terminate your use of them) for any reason, including if we believe you are not in compliance with these terms. Furthermore, you acknowledge that we will not be liable to you or anyone else as a result of such suspension, cancellation, or termination. If you are dissatisfied with PretCharest or any of its services, or any of these terms, rules, policies, guidelines, or our practices regarding the operation of PretCharest or any of its services, your only recourse is to stop using the site or the relevant service.
You agree that any comments you may provide about us, especially concerning the provision of our services, may be used and published on our website or elsewhere for advertising purposes.
In addition to other liability limitations contained in these terms, we (as well as the administrators, officers, employees, or agents of PretCharest) are in no circumstances liable, whether in tort or otherwise, for any loss or damage of any nature in connection with browsing the site or using the site and its content, as well as your use of the services offered by PretCharest, subject to what may be provided in your specific agreements with us in this regard, nor for the inability to access or use the site, including in the event of: (i) failure, defect, or destruction of our computer systems used for the uploading and proper functioning of the site; (ii) any delay or hindrance, for whatever reason, preventing anyone from properly using or navigating the site; (iii) as well as due to any failure, delay, or other similar circumstance attributable to a third party involved in the provision of services, including all other service providers or telecommunications equipment providers related to the site.
You understand and agree that we may, at any time and at our sole discretion, cease to offer certain services or content on the site or add new ones, without prior notice to you and without any liability on our part.
Furthermore, we cannot be held responsible in the event we decide to refuse, disable, block, suspend, or terminate a subscription or registration, or take any other action that we deem appropriate, due to non-compliance with these terms or for any other reason we consider relevant. In this regard, we may conduct any necessary investigations in case of disputes or doubts.
We provide no warranty, express or implied, as to the accuracy, completeness, validity, or timeliness of the information and content provided on the site.
We do not guarantee that the site and the servers making it available are free from viruses or harmful components.
The site and its content are provided \"as is\" and \"as available\" without any representation or warranty on our part of any kind, express or implied.
This site may not be reproduced, in whole or in part, without our express prior written consent.
Certain names, words, titles, expressions, logos, icons, graphic elements, designs, or other content appearing on the site pages are trade names or trademarks that belong to us or trade names or trademarks that have been licensed or granted to us. Any other material on the site is protected by copyright.
Any unauthorized downloading, retransmission, copying, or modification of trademarks, images, text, or data contained on the site may violate federal or provincial laws, including laws related to trademarks, industrial designs, or copyrights, and may subject you to legal proceedings.
Except for the purposes of internet browsing and unless otherwise indicated, it is strictly prohibited to copy, redistribute, reproduce, republish, store on any media, transmit, or modify the information contained on the site or use it publicly or commercially in any form without our prior written approval, which will be subject to any conditions we deem necessary.
Communications via the Internet are subject to interception, loss, or alteration; therefore, you acknowledge that the information or items you provide electronically as you access or use this site are neither confidential nor exclusive, except to the extent required by applicable laws. Unprotected email communications over the Internet may be intercepted, altered, or lost.
PretCharest's domain names are its exclusive property. No domain name hijacking through hyperlinks, framing of sites, or registration of related domain names will be tolerated.
The site contains links that allow you to access sites operated by third parties. These links are provided for your convenience only and to offer you a more intuitive and enjoyable browsing experience. The existence of such links does not constitute any implicit or explicit endorsement of the respective sites, their content, or other sites linked to these sites, and we cannot be held responsible for their content. This includes sites that compare lenders and may redirect you to us, such as Rapido Pretsto, Pas d'Crédit or Prêt Instant
We are free at all times to remove or modify any link appearing on the site or to add new ones. We assume no responsibility for the selection of the provided links.
The site may be included in the links provided by third-party websites. We are not responsible for the content of linked sites or any link contained within those sites.
We cannot control websites that contain links to the site. The presence of links to the site does not imply that we endorse, sanction, or otherwise recognize the content of such websites or any link contained within those websites.
If you wish to create a link to the site, you must first agree to the conditions outlined below. By establishing a link to the site, you agree that the website containing a link to the site:
Does not use framing techniques or mirror sites, or any similar method, without our prior written consent;
Does not use a link embedded in images displayed on the site;
Does not imply an affiliation between the company or person for whose benefit the website is maintained and us, or that we endorse the products, services, or any other content promoted by the website, unless otherwise agreed in writing;
Does not give a false or misleading impression regarding the products or services we offer;
Does not feature one or more of our logos, unless otherwise agreed in writing;
Does not contain material that may be interpreted as distasteful or offensive, or intended or suitable for individuals under the age of 18; and
Does not promote illegal or illicit activities, or make reference to them.
We may, at any time and at our sole discretion, immediately revoke your privilege to establish a link to the site.
These terms are governed by the laws of the province of Quebec and must be interpreted in accordance with them. You expressly agree that any judicial or quasi-judicial proceedings that may be instituted by PretCharest or by you in connection with these terms or, more generally, your use of the site, shall be resolved based on the applicable laws of Quebec and Canada and shall be heard before the competent authority in the judicial district of Longueuil, province of Quebec, Canada.
Any provision of any contract or specific agreement between PretCharest and you that is not compatible with the provisions of these terms or the provisions of the privacy policy will take precedence over the latter provisions.
PretCharest's failure to strictly enforce any provision of these terms or the privacy policy shall not be construed as a waiver of that right or provision.
The potential illegality or nullity of any article, paragraph, or provision of these terms or the Privacy Policy does not in any way affect the legality or validity of the other articles, paragraphs, or provisions, nor the remainder of the paragraph or article, unless there is an evident contrary intention in the text.